Palmer Financial Wellness Partners with SwellSpace to Launch the Wellness 360 Benefits Bundle for the Hourly Workforce
CHARLESTON, SC, UNITED STATES, May 7, 2025 /EINPresswire.com/ — SwellSpace, the modern platform for employee benefits and HR websites, today announced it has been named an official partner of Palmer Financial Wellness, a leading advocate for improving financial, medical, and mental health support for the mission-critical hourly, part-time, and 1099 workforce. Through this collaboration, Palmer Financial Wellness will…
Discover the Three Funding Stages of a Startup
Launching a startup is an exciting journey—but navigating the funding landscape can be daunting. At Palmer Financial Wellness, we help founders understand the financial roadmap so they can make confident decisions at every step. One of the most crucial elements is knowing what to expect across the three key funding stages of your startup’s life…
The Swiss Army Knife of Retirement Planning: How a Dividend-Paying Life Insurance Policy Can Do It All
When most people think of life insurance, they picture a safety net—a payout to loved ones when they pass away. But what if I told you that a dividend-participating permanent life insurance policy could be one of the most versatile tools in your retirement portfolio? Think of it as the Swiss Army knife of financial…
Are You Getting Financial Advice or a Sales Pitch? The Difference Could Cost You Thousands
When it comes to your money, not all financial advice is created equal. Whether you’re growing your startup, managing equity compensation, or planning for retirement, the type of advisor you work with can significantly shape your outcomes. One of the most important—but often overlooked—distinctions in the financial world is this: Is your advisor a fiduciary,…
The Financial Maslow: 5 Financial Phases Every Startup Founder Must Master
The Startup Founder’s Hierarchy of Financial Needs Starting and growing a business is an exhilarating journey, but it also comes with a set of evolving financial needs that change as the company moves through different phases. Much like Maslow’s Hierarchy of Needs, where individuals must meet basic survival needs before pursuing self-actualization, startup founders have…
When Should Startup Founders Plan Their Exit? At the Very Beginning.
Most startup founders pour their energy into launching and scaling their businesses, often pushing thoughts of an exit far into the future. But the reality is this: every founder will exit their business one day—whether by choice, circumstance, or necessity. The question is not if but when and how. The best time to start planning…
Separate Your Finances, Secure Your Future: The Smart Founder’s Guide to Business Credit
For startup founders, financial management is about more than just raising capital—it’s about establishing a foundation for long-term growth. One of the most overlooked aspects of financial stability is business credit. Without a strong business credit profile, you may struggle to secure funding, negotiate favorable terms with vendors, or even qualify for basic business services.…
10 Financial Challenges Every Startup Founder Must Overcome
Launching a startup is an exciting, high-stakes journey—but it also comes with unique financial pressures that can make or break your success. From inconsistent income and cash flow struggles to equity dilution and tax complexities, founders face challenges that traditional employees never have to consider. Without a solid financial strategy, even the most promising startups…
The Retirement Threat No One Sees Coming—Until It’s Too Late
You’ve done everything right. You’ve saved diligently, invested wisely, and built a retirement plan designed to last. But there’s one major risk that could unravel even the best-laid financial plans—an unexpected long-term care event. Most people don’t like to think about it. After all, retirement is supposed to be about enjoying life, not worrying about…
The 5 Most Important Ratios for Personal Financial Wellness
When it comes to financial wellness, understanding your financial health is just as important as tracking your physical health. Just like a doctor uses key health indicators—such as blood pressure and cholesterol levels—to assess well-being, you can use financial ratios to evaluate and improve your financial stability. At Palmer Financial Wellness, we believe financial literacy…